The Animal Crossing franchise is the cozy title for plenty of different people across many demographics, from the first iteration in 2001 from Japan to the latest edition in 2020.

Whether you’re an aspiring home builder, looking for friends, or a collector of shiny things and creepy crawlies, Animal Crossing is the perfect game to curl up on the couch and play by yourself for a little me time or with your friends as you build out the most adorable town. There have been a handful of different titles within the franchise, but one aspect remains across all versions: Don’t forget to pay off Tom Nook.